body {
	background-color:#ffffff;
	color:#333333;
	font-family:Times New Roman,Times,Serif;
	font-size:12px;
	}
	
td {
	font-family:Times New Roman,Times,Serif;
	font-size:12px;
	}
	
#nav {
	background-color:#f1efe3;
	background-image:url(images/nav-bg.jpg);
	}
	
#nav-left {
	background-color:#a2a6a8;
	background-image:url(images/nav-left-bg.jpg);
	}
	
#bottom-nav {
	font-size:11px;
	text-align:right;
	padding:5px;
	}
	
#bottom-nav a:link,a:active {
	text-decoration:none;
	color:#333333;
	}
	
#bottom-nav a:visited {
	text-decoration:none;
	color:#666666;
	}
	
#bottom-nav a:hover {
	text-decoration:none;
	color:#999999;
	}
	
h1 {
	font-family:Times New Roman,Times,Serif;
	font-size:22px;
	font-weight:normal;
	}
	
h2 {
	font-family:Times New Roman,Times,Serif;
	font-size:20px;
	font-weight:normal;
	}
	
h3 {
	font-family:Times New Roman,Times,Serif;
	font-size:20px;
	font-style:italic;
	}
	
h4 {
	font-family:Times New Roman,Times,Serif;
	font-size:15px;
}
	
#sidebar-text {
	padding:10px;
	font-size:11px;
	}
	
.header {
	font-weight:bold;
	font-size:14px;
	}
	

input,textarea {
	font-size:12px;
	font-family:Times New Roman,Times,Serif;
	}
	
/* HOME PAGE */

#home {
	background-color:#1a232a;
	background-image:url(images/bg-home.jpg);
	background-repeat:no-repeat;
	}
	
#home-wrap {
	color:#f0f0f0;
	line-height:18px;
	}

#home-div {
	background-color:#79715b;
	}
		
#home-footer {
	background-color:#ddd6ba;
	}
	
#home-footer-wrap {
	padding-left:90px;
	padding-top:10px;
	padding-bottom:10px;
	font-size:11px;
	}
	
/* SERVICES PAGE */
	
#services-left {
	background-color:#1a232a;
	background-image:url(images/services-bg-left.jpg);
	background-repeat:no-repeat;
	color:#f0f0f0;
	}	
	
#services-main {
	background-color:#ded6bb;
	background-image:url(images/services-main-bg.jpg);
	background-repeat: no-repeat;
	}
	
#services-main-wrap {
	color:#000000;
	padding:20px;
	}
	
#services-footer {
	background-color:#e3e3e3;
	}
	
#services-footer-wrap {
	padding-left:20px;
	padding-top:10px;
	padding-bottom:10px;
	font-size:11px;
	}
	
/* PEOPLE PAGE */

#people-left {
	background-color:#1a232a;
	background-image:url(images/people-bg-left.jpg);
	background-repeat:no-repeat;
	color:#f0f0f0;
	}

#people-top-wrap {
	padding-right:15px;
	padding-bottom:20px;
	}

#people-main {
	background-color:#ded6bb;
	}
	
#people-main-2 {
	background-color:#ded6bb;
	background-image:url(images/people-main-bg.jpg);
	background-repeat: no-repeat;
	}
	
#people-main-wrap {
	color:#000000;
	padding:20px;
	}
	
#people-footer {
	background-color:#e3e3e3;
	}
	
#people-footer-wrap {
	padding-left:20px;
	padding-top:10px;
	padding-bottom:10px;
	font-size:11px;
	}
	
/* ACCOUNT PAGE */

#account-left {
	background-color:#1a232a;
	background-image:url(images/account-bg-left.jpg);
	background-repeat:no-repeat;
	color:#f0f0f0;
	}
	
#account-main {
	background-color:#ded6bb;
	}
	
#account-main-wrap {
	color:#000000;
	padding:20px;
	}
	
#account-main-wrap a:link,a:active {
	color:#c00000;
	text-decoration:underline;
	}
	
#account-main-wrap a:visited {
	color:#800000;
	text-decoration:underline;
	}
	
#account-main-wrap a:hover {
	text-decoration:none;
	color:#000000;
	}
	
#account-footer {
	background-color:#e3e3e3;
	}
	
#account-footer-wrap {
	padding-left:20px;
	padding-top:10px;
	padding-bottom:10px;
	font-size:11px;
	}
	
/* CONTACT PAGE */
	
#contact-left {
	background-color:#1a232a;
	background-image:url(images/contact-bg-left.jpg);
	background-repeat:no-repeat;
	color:#f0f0f0;
	}
	
#contact-left a:link,a:active,a:visited,a:hover {
	color:#f0f0f0;
	text-decoration:none;
	}
	
#contact-main {
	background-color:#ded6bb;
	background-image:url(images/contact-main-bg.jpg);
	background-repeat: no-repeat;
	}
	
#contact-main-wrap {
	color:#000000;
	padding:20px;
	}
	
#contact-left a {
	color:#f0f0f0;
	}
	
/* WEALTH MANAGEMENT PAGE */

#wealth-left {
	background-color:#1a232a;
	background-image:url(images/wealth-bg-left.jpg);
	background-repeat:no-repeat;
	color:#f0f0f0;
	}
	
#wealth-main {
	background-color:#ded6bb;
	background-image:url(images/wealth-main-bg.jpg);
	background-repeat: no-repeat;
	}
	
#wealth-main-wrap {
	color:#000000;
	padding:20px;
	}

	
/* RETIREMENT PAGE */

#retirement-left {
	background-color:#1a232a;
	background-image:url(images/retirement-bg-left.jpg);
	background-repeat:no-repeat;
	color:#f0f0f0;
	}
	
#retirement-main {
	background-color:#ded6bb;
	}
	
#retirement-main-wrap {
	color:#000000;
	padding:20px;
	}
	
/* TERMS PAGE */
	
#terms-left {
	background-color:#1a232a;
	background-image:url(images/terms-bg-left.jpg);
	background-repeat:no-repeat;
	color:#f0f0f0;
	}
	
a:link,a:active {
	color:#c00000;
	text-decoration:underline;
	}
	
a:visited {
	color:#800000;
	text-decoration:underline;
	}
	
a:hover {
	color:#000000;
	text-decoration:underline;
	}